As President of Baybenefits, John focuses on designing, implementing and managing benefit strategies for our valued clients. He also assists in developing strategic relationships throughout the California marketplace. John has been actively involved in the insurance and benefits arena since 1993. His strong background in client service, sales and management as an employee and entrepreneur serves him well. He consistently has been recognized as one of the Top 50 Producers by Anthem, Blue Shield and Delta Dental, and is in Kaiser Permanente’s Top Producer Group in Northern California. John is a board member and legislative chair for the Golden Gate Association of Health Underwriters. Armed with a B.A. in business and finance from the University of Arizona, John is pursuing graduate studies in Employee Benefits from the American College. He lives in the Oakland hills with his wife and three children, and loves to relax by playing soccer and golf, working out, reading and traveling.

Mary Ann has been in the insurance industry since 1975. Before joining Baybenefits in 2005 she was Director of Operations for Northwestern Mutual Life Insurance Company in San Jose and then San Francisco. In addition to managing a busy office, she provides outstanding customer service and focuses on assisting our clients with their individual insurance needs: health and Medicare supplemental insurance, life, disability and long term care. Mary Ann resides in Alamo where she enjoys spending time with her husband and friends. She also loves traveling, swimming, walking, cooking and reading.